Executive Director, Senior Credit Approver
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About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
About the Department
The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile
Job Responsibilities
• To review and evaluate credit proposals and provide appropriate credit recommendation.
• When awarded with CDL, to exercise such authority with integrity, prudent and in responsible manner.
• To keep abreast with regulatory updates, and to ensure that all credit approvals are within appropriate regulatory guidelines.• To monitor outstanding loans for signs of stress and to recommend appropriate action.
• To conduct site visit for better understanding of borrowers’ operations.
• To prepare and analyze macro and micro economic data, and industry updates to support credit judgment.
• Any assignments as may be delegated by Senior Management.
Job Requirements
• Bachelor Degree or higher
• Minimum 15 years of relevant banking experience including several years as relationship manager
• Strong understanding of credit principles
• High level of integrity and a team player
• Self-motivated and able to work under pressure
Be a part of UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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