*Convertible* 6 Months Credit Analyst (Bank) #BCX

Job Description:

• Conduct independent and impartial credit risk analysis of existing and potential borrowers for creditworthiness and repayment capability.
• Prepare annual and quarterly (if required) “Credit Review” for existing and potential new Japanese and non-Japanese customers within the stipulated framework pursuant to the Head Office and branch’s policies and procedures.
• Independently support the credit rating application proposed by the Credit Investment Department.
• Preparation of monthly report for the CC Department’s supervisor, tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and the branch’s P&P.
• Preparation of financial and non-financial covenants via respective quarterly and monthly reports for the CC Department’s supervisor together with detailed verification of individual covenants certificates provided by agent banks undertaken from time to time.
• Liaise with Head Office regarding credit control, when necessary, which includes but is not limited to communications by e-mail or telephone.
• Prepare and circulate minutes of Credit Committee and maintain originals together with related materials so presented.
• Conducting research and producing a report on credit issues relevant to the branch’s credit portfolio.
• Undertake, assist and support the CC Department’s drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct.
• Support Head of Department in endeavors to achieve CC Department’s targets.
• Undertake other tasks regarding credit control under the direction of Head of Department.

Requirements:

• At least 4 years of relevant experience
• Degree in a relevant discipline

How to Apply:

Interested applicants, please email your resume to [email protected]

Kindly note that only shortlisted candidates will be contacted.

Zoey Chng Chu Xin

CEI No: R24125496

Recruit Express Pte Ltd

EA Licence No: 99C4599

Job Description:

• Conduct independent and impartial credit risk analysis of existing and potential borrowers for creditworthiness and repayment capability.
• Prepare annual and quarterly (if required) “Credit Review” for existing and potential new Japanese and non-Japanese customers within the stipulated framework pursuant to the Head Office and branch’s policies and procedures.
• Independently support the credit rating application proposed by the Credit Investment Department.
• Preparation of monthly report for the CC Department’s supervisor, tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and the branch’s P&P.
• Preparation of financial and non-financial covenants via respective quarterly and monthly reports for the CC Department’s supervisor together with detailed verification of individual covenants certificates provided by agent banks undertaken from time to time.
• Liaise with Head Office regarding credit control, when necessary, which includes but is not limited to communications by e-mail or telephone.
• Prepare and circulate minutes of Credit Committee and maintain originals together with related materials so presented.
• Conducting research and producing a report on credit issues relevant to the branch’s credit portfolio.
• Undertake, assist and support the CC Department’s drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct.
• Support Head of Department in endeavors to achieve CC Department’s targets.
• Undertake other tasks regarding credit control under the direction of Head of Department.

Requirements:

• At least 4 years of relevant experience
• Degree in a relevant discipline

How to Apply:

Interested applicants, please email your resume to [email protected]

Kindly note that only shortlisted candidates will be contacted.

Zoey Chng Chu Xin

CEI No: R24125496

Recruit Express Pte Ltd

EA Licence No: 99C4599