VP/Director, Credit Risk, Structured Finance Dept Asia Pacific
Job Purpose
The Director/VP of Credit Risk Policy is responsible for advising and supporting front deal teams to ensure high-quality and efficient risk management across lending activities. This role is critical for balancing risk-taking while aligning with the bank’s strategic objectives. The position requires deep expertise in reviewing credit risk and grading methodologies for structured finance, as well as a strong understanding of internal grading rules and the ability to contribute to their enhancement.
Job Responsibilities
Advisory Support for Front Deal Teams:
- Provide expert advice and support to front deal teams to ensure effective risk management practices are integrated into lending activities.
Facilitation of High-Quality Risk Assessments:
- Assist in conducting thorough credit risk assessments and evaluations, ensuring high standards are maintained throughout the process.
Review and Enhancement of Grading Methodologies:
- Analyze and review credit risk and grading methodologies, making recommendations for improvements to align with industry best practices.
Collaboration with relevant departments:
- Work closely with various departments to ensure a cohesive approach to credit risk management.
Promotion of a Risk-Aware Culture:
- Foster a culture of risk awareness within the organization by providing training and resources to enhance understanding of credit risk among front office staff.
Contribution to Policy Recommendations:
- Provide insights and recommendations for the enhancement of credit risk policies, ensuring alignment with the bank’s strategic objectives and risk appetite.
Job Requirement
- Degree or equivalent with experience in Corporate Finance/Structured Finance credit risk
- Strong Credit Risk Analysis in Whole Sale banking
- Knowledge of credit risk management principles, practices, and regulations.
- Good communication and interpersonal skills
- Team player and strong sense of ownership of outcomes
- Meticulous, with an eye for details
- Fluent in written and spoken English
- Able to work under tight time lines
Job Purpose
The Director/VP of Credit Risk Policy is responsible for advising and supporting front deal teams to ensure high-quality and efficient risk management across lending activities. This role is critical for balancing risk-taking while aligning with the bank’s strategic objectives. The position requires deep expertise in reviewing credit risk and grading methodologies for structured finance, as well as a strong understanding of internal grading rules and the ability to contribute to their enhancement.
Job Responsibilities
Advisory Support for Front Deal Teams:
- Provide expert advice and support to front deal teams to ensure effective risk management practices are integrated into lending activities.
Facilitation of High-Quality Risk Assessments:
- Assist in conducting thorough credit risk assessments and evaluations, ensuring high standards are maintained throughout the process.
Review and Enhancement of Grading Methodologies:
- Analyze and review credit risk and grading methodologies, making recommendations for improvements to align with industry best practices.
Collaboration with relevant departments:
- Work closely with various departments to ensure a cohesive approach to credit risk management.
Promotion of a Risk-Aware Culture:
- Foster a culture of risk awareness within the organization by providing training and resources to enhance understanding of credit risk among front office staff.
Contribution to Policy Recommendations:
- Provide insights and recommendations for the enhancement of credit risk policies, ensuring alignment with the bank’s strategic objectives and risk appetite.
Job Requirement
- Degree or equivalent with experience in Corporate Finance/Structured Finance credit risk
- Strong Credit Risk Analysis in Whole Sale banking
- Knowledge of credit risk management principles, practices, and regulations.
- Good communication and interpersonal skills
- Team player and strong sense of ownership of outcomes
- Meticulous, with an eye for details
- Fluent in written and spoken English
- Able to work under tight time lines