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Credit Analyst

$ 4,000 - $ 6,000 / month

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Responsibilities:

  1. Assist in maintaining and managing the Bank’s credit and investment portfolio with a view to increase profitability within the framework outlined by the Management.
  2. Reviewing and evaluating new credit applications, involving assessing the creditworthiness of applicants by analyzing their financial statements and credit reports in accordance with the management's policies and procedures. Additionally, part of this process includes preparing detailed credit reports that are used for making decisions on loan approvals.
  3. Perform onboarding and continuously monitoring potential, new, and existing customers to prevent money laundering activities, ensuring customers comply with banking regulations, credit policies, and procedures while maintaining accurate records to meet all regulatory requirements.
  4. Loan portfolio management involves overseeing current loan accounts, assessing potential risks, evaluating loan conditions, and collaborating with borrowers to address credit concern.
  5. Managing and nurturing relationships with customers while providing services. It involves coordinating with various departments within the organization and the main headquarters to ensure smooth operations and customer satisfaction.

Job Requirements:

  • Bachelor's Degree or equivalent, preferably in Banking industry
  • At least 3 years' experience in credit analysis working in bank(s).
  • Strong analytical skills, financial analysis etc
  • Interpersonal relationship skill and a good team player
  • Ability to understand Thai will be an added advantage

Responsibilities:

  1. Assist in maintaining and managing the Bank’s credit and investment portfolio with a view to increase profitability within the framework outlined by the Management.
  2. Reviewing and evaluating new credit applications, involving assessing the creditworthiness of applicants by analyzing their financial statements and credit reports in accordance with the management's policies and procedures. Additionally, part of this process includes preparing detailed credit reports that are used for making decisions on loan approvals.
  3. Perform onboarding and continuously monitoring potential, new, and existing customers to prevent money laundering activities, ensuring customers comply with banking regulations, credit policies, and procedures while maintaining accurate records to meet all regulatory requirements.
  4. Loan portfolio management involves overseeing current loan accounts, assessing potential risks, evaluating loan conditions, and collaborating with borrowers to address credit concern.
  5. Managing and nurturing relationships with customers while providing services. It involves coordinating with various departments within the organization and the main headquarters to ensure smooth operations and customer satisfaction.

Job Requirements:

  • Bachelor's Degree or equivalent, preferably in Banking industry
  • At least 3 years' experience in credit analysis working in bank(s).
  • Strong analytical skills, financial analysis etc
  • Interpersonal relationship skill and a good team player
  • Ability to understand Thai will be an added advantage