Business Analyst - Credit Risk

Job Objectives

We are seeking a Functional Business Analyst to work closely with business and technology teams to deliver projects across multiple business units. This role involves managing the end-to-end project lifecycle, ensuring seamless execution while adhering to bank’s SDM5 guidelines. A strong understanding of retail credit risk and stakeholder management is essential. Expertise in credit origination, collections, credit portfolio management, and provisioning is preferred.

Key Responsibilities

Stakeholder and Communications Management

• Manage all aspects of project and program engagement, including planning, communications, scope, quality, change, risks, and issues.
• Ensure stakeholder expectations are met through effective governance processes.
• Provide executive-level communication and status reporting on milestones, deliverables, dependencies, and risk mitigation.

High-Level Solutioning

• Develop high-level solutions to illustrate feasibility in achieving target business outcomes.
• Align solutions with enterprise architecture and technology roadmaps.
• Work with business users and internal technology teams to ensure comprehensive business requirement analysis.
• Lead the implementation planning for Group Technology & Operations (GTO) projects, covering both operational and technical components.

Process and Delivery Execution

• Collaborate with cross-functional teams, including business specialists, solution architects, technology teams, and testing teams.
• Oversee smooth project execution, reviewing test strategies and supporting user acceptance testing (UAT).
• Identify potential risks, conflicts, and dependencies, and implement risk mitigation strategies.
• Develop and track detailed project plans, covering both functional and non-functional requirements.
• Lead change management efforts to ensure successful transition to new operations and technology components.

Key Requirements

• Banking experience in Retail Credit Products, Credit Risk, Operations, and Process Models.
• 5-10 years of experience in project management or business analysis within the credit domain.
• Strong knowledge of technology and operational processes in banking.
• Experience managing project budgets of $5 - $15 million.
• Familiarity with change management processes and project management fundamentals.
• Certifications such as PMP / PRINCE II are a plus.
• Strategic thinker with strong communication, negotiation, and stakeholder management skills.
• Ability to multi-task, work under pressure, and manage ambiguity effectively.

Job Objectives

We are seeking a Functional Business Analyst to work closely with business and technology teams to deliver projects across multiple business units. This role involves managing the end-to-end project lifecycle, ensuring seamless execution while adhering to bank’s SDM5 guidelines. A strong understanding of retail credit risk and stakeholder management is essential. Expertise in credit origination, collections, credit portfolio management, and provisioning is preferred.

Key Responsibilities

Stakeholder and Communications Management

• Manage all aspects of project and program engagement, including planning, communications, scope, quality, change, risks, and issues.
• Ensure stakeholder expectations are met through effective governance processes.
• Provide executive-level communication and status reporting on milestones, deliverables, dependencies, and risk mitigation.

High-Level Solutioning

• Develop high-level solutions to illustrate feasibility in achieving target business outcomes.
• Align solutions with enterprise architecture and technology roadmaps.
• Work with business users and internal technology teams to ensure comprehensive business requirement analysis.
• Lead the implementation planning for Group Technology & Operations (GTO) projects, covering both operational and technical components.

Process and Delivery Execution

• Collaborate with cross-functional teams, including business specialists, solution architects, technology teams, and testing teams.
• Oversee smooth project execution, reviewing test strategies and supporting user acceptance testing (UAT).
• Identify potential risks, conflicts, and dependencies, and implement risk mitigation strategies.
• Develop and track detailed project plans, covering both functional and non-functional requirements.
• Lead change management efforts to ensure successful transition to new operations and technology components.

Key Requirements

• Banking experience in Retail Credit Products, Credit Risk, Operations, and Process Models.
• 5-10 years of experience in project management or business analysis within the credit domain.
• Strong knowledge of technology and operational processes in banking.
• Experience managing project budgets of $5 - $15 million.
• Familiarity with change management processes and project management fundamentals.
• Certifications such as PMP / PRINCE II are a plus.
• Strategic thinker with strong communication, negotiation, and stakeholder management skills.
• Ability to multi-task, work under pressure, and manage ambiguity effectively.