ED/MD Senior Credit Manager (Commercial Banking)
Salary undisclosed
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- To assess/approve credit proposals and reviews within lending authority limit in accordance with the Bank’s risk appetite, credit underwriting standard, credit policy and in compliance with regulatory requirements.
- To proactively manage assigned portfolio of customers with early escalation of problem accounts for closer monitoring and appropriate account classification.
- To promptly initiate ad-hoc portfolio review or stress test in response to market events/developments that may have an impact on customers' credit quality with follow-up action plan to minimise/mitigate identified risks.
- To contribute to Business Unit's business growth without compromise on credit quality/ standards through appropriate transaction structuring and taking a balanced approach.
- To undertake ad hoc projects/tasks as may be required from time to time.
- University degree with at least 15 years of relevant banking experience in client relationship management and/or credit risk approval covering large corporate or SME customers.
- Possess strong credit analytical skill with ability to work independently and good understanding of loan documentation as well as credit processes.
- Strong interpersonal and stakeholder management skills.
- Able to work under pressure with tight turnaround time.
- Experience in commodity financing transactions, merger & acquisition transactions or covering Chinese corporate segment would be an added advantage.
- To assess/approve credit proposals and reviews within lending authority limit in accordance with the Bank’s risk appetite, credit underwriting standard, credit policy and in compliance with regulatory requirements.
- To proactively manage assigned portfolio of customers with early escalation of problem accounts for closer monitoring and appropriate account classification.
- To promptly initiate ad-hoc portfolio review or stress test in response to market events/developments that may have an impact on customers' credit quality with follow-up action plan to minimise/mitigate identified risks.
- To contribute to Business Unit's business growth without compromise on credit quality/ standards through appropriate transaction structuring and taking a balanced approach.
- To undertake ad hoc projects/tasks as may be required from time to time.
- University degree with at least 15 years of relevant banking experience in client relationship management and/or credit risk approval covering large corporate or SME customers.
- Possess strong credit analytical skill with ability to work independently and good understanding of loan documentation as well as credit processes.
- Strong interpersonal and stakeholder management skills.
- Able to work under pressure with tight turnaround time.
- Experience in commodity financing transactions, merger & acquisition transactions or covering Chinese corporate segment would be an added advantage.