CREDIT RISK MANAGER

Job Purpose & Objectives

· Responsible for the preparation of credit review and risk assessment analysis of credit proposals for the Bank’s corporate clients.

· Maintain credit quality of existing clients as well as prospective corporate clients.

· Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.

Key Responsibilites

· Assist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.

· Provide credit analysis and advices for Corporate & Investment Banking clients.

· Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals.

· Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements.

· Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.

· Work with internal stakeholders for reports to regulators and auditors. Credito/RaR/Pricing de mercado.8.Calculo de Rating

· Implementation and control of internal tools: Workflow, Digital PF, Rating tools etc.

· Assist in monitoring policies and procedures.

Job Specifications

Qualification & Experience

• With a minimum of 5 years relevant experience in corporate banking credit risk management within reputable financial institutions.
• Familiar with risk assessments of large corporate clients
• Degree holder in Business Administration / Finance / Accountancy or its equivalent.
• Good understanding of banking products and risk management concepts.

Language

· Strong communication skills in English.

· Additional languages will be an asset.

Other Skills (e.g. Interpersonal, Communication etc)

· Strong analytical and problem-solving skills.

· Proven ability to identify and communicate Credit Risk.

· Effectively communicate skills to articulate risk issues.

· Strong interpersonal and communication skills

· Customer-oriented

· Able to work in a matrix reporting structure, multi-functional and cross-cultural environment

· Well-organized and meticulous in details

· Ability to work under pressure

If you are interested in applying for this role, please email your full CV to [email protected]

Job Purpose & Objectives

· Responsible for the preparation of credit review and risk assessment analysis of credit proposals for the Bank’s corporate clients.

· Maintain credit quality of existing clients as well as prospective corporate clients.

· Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.

Key Responsibilites

· Assist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.

· Provide credit analysis and advices for Corporate & Investment Banking clients.

· Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals.

· Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements.

· Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.

· Work with internal stakeholders for reports to regulators and auditors. Credito/RaR/Pricing de mercado.8.Calculo de Rating

· Implementation and control of internal tools: Workflow, Digital PF, Rating tools etc.

· Assist in monitoring policies and procedures.

Job Specifications

Qualification & Experience

• With a minimum of 5 years relevant experience in corporate banking credit risk management within reputable financial institutions.
• Familiar with risk assessments of large corporate clients
• Degree holder in Business Administration / Finance / Accountancy or its equivalent.
• Good understanding of banking products and risk management concepts.

Language

· Strong communication skills in English.

· Additional languages will be an asset.

Other Skills (e.g. Interpersonal, Communication etc)

· Strong analytical and problem-solving skills.

· Proven ability to identify and communicate Credit Risk.

· Effectively communicate skills to articulate risk issues.

· Strong interpersonal and communication skills

· Customer-oriented

· Able to work in a matrix reporting structure, multi-functional and cross-cultural environment

· Well-organized and meticulous in details

· Ability to work under pressure

If you are interested in applying for this role, please email your full CV to [email protected]