Credit Control Specialist (Private Banking)

Key Responsibilities:

• Loan Portfolio Monitoring: Review and monitor loan portfolios per Credit Policy.
• Margin & Limit Management: Manage daily margin and limit excesses, ensuring collateral upkeep.
• Client Communication: Send margin call notices and enforcement letters via Relationship Managers (RMs).
• Covenant Tracking: Monitor and escalate covenant breaches and approval conditions.
• RM Support: Collaborate with RMs to address excesses and breaches, offering credit control guidance.
• Reporting: Prepare monthly internal and regulatory reports for management and regulators.
• Process Improvement: Develop and enhance risk monitoring processes and controls.
• Stakeholder Collaboration: Coordinate with Credit Structuring, traders, legal, and compliance teams.
• System Updates: Maintain the system's credit limits, conditions, and related parameters.
• Trade Validation: Validate trades including payments, loan drawdowns, and purchases.
• Risk Monitoring: Analyze portfolios and monitor market risks for early identification of issues.
• Securities Analysis: Assess marketable securities for lending proposals and standard rates.
• Task Accuracy: Ensure accuracy and completeness of assigned tasks.
• Ad-hoc Support: Assist leadership with projects and initiatives as needed.

Critical Competencies:

• Experience: 5-8 years in credit risk/control, ideally in Private Banking/Wealth Management.
• Knowledge: Proficient in Lombard, mortgages, life insurance, margin lending, and collateral asset types.
• Risk Management: Skilled in managing margin and limiting excesses independently.
• Credit Processes: Strong understanding of credit policies and procedures.
• Education: Degree in Banking, Finance, or a related field.
• Technical Skills: Proficient in Excel, Access, and macro programming; Bloomberg/Reuters a plus.
• Teamwork: Detail-oriented, accurate, and capable of working independently and collaboratively.
• Initiative: Proactive and has strong ownership of tasks.
• Interpersonal Skills: Strong collaboration and communication skills.

Please send your resume to Angelica DY at [email protected] for a confidential discussion

EA License no: 13C6338 | Registration No: R1110125

Only successful candidates will be notified.

Key Responsibilities:

• Loan Portfolio Monitoring: Review and monitor loan portfolios per Credit Policy.
• Margin & Limit Management: Manage daily margin and limit excesses, ensuring collateral upkeep.
• Client Communication: Send margin call notices and enforcement letters via Relationship Managers (RMs).
• Covenant Tracking: Monitor and escalate covenant breaches and approval conditions.
• RM Support: Collaborate with RMs to address excesses and breaches, offering credit control guidance.
• Reporting: Prepare monthly internal and regulatory reports for management and regulators.
• Process Improvement: Develop and enhance risk monitoring processes and controls.
• Stakeholder Collaboration: Coordinate with Credit Structuring, traders, legal, and compliance teams.
• System Updates: Maintain the system's credit limits, conditions, and related parameters.
• Trade Validation: Validate trades including payments, loan drawdowns, and purchases.
• Risk Monitoring: Analyze portfolios and monitor market risks for early identification of issues.
• Securities Analysis: Assess marketable securities for lending proposals and standard rates.
• Task Accuracy: Ensure accuracy and completeness of assigned tasks.
• Ad-hoc Support: Assist leadership with projects and initiatives as needed.

Critical Competencies:

• Experience: 5-8 years in credit risk/control, ideally in Private Banking/Wealth Management.
• Knowledge: Proficient in Lombard, mortgages, life insurance, margin lending, and collateral asset types.
• Risk Management: Skilled in managing margin and limiting excesses independently.
• Credit Processes: Strong understanding of credit policies and procedures.
• Education: Degree in Banking, Finance, or a related field.
• Technical Skills: Proficient in Excel, Access, and macro programming; Bloomberg/Reuters a plus.
• Teamwork: Detail-oriented, accurate, and capable of working independently and collaboratively.
• Initiative: Proactive and has strong ownership of tasks.
• Interpersonal Skills: Strong collaboration and communication skills.

Please send your resume to Angelica DY at [email protected] for a confidential discussion

EA License no: 13C6338 | Registration No: R1110125

Only successful candidates will be notified.