Vice President, Mortgage Alliance and Portfolio Strategy - Wealth & Personal Banking
Salary undisclosed
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- Strategic Partnerships & Business Development
- Identify, develop, and manage strategic alliances with property developers, real estate agencies, mortgage brokers, and digital platforms to increase mortgage referrals
- Establish partnerships with fintech, proptech, and alternative lending platforms to enhance digital acquisition
- Drive co-branded initiatives, joint promotions, and strategic collaborations to optimize lead generation
- Ensure alignment with internal underwriting, risk, and operations teams for seamless execution of partnership strategies
- Portfolio Strategy
- Work closely with Sales and Retention Team Head to enhance both acquisition and retention strategies, ensuring high customer satisfaction, conversion and reduced attrition
- Oversee customer segmentation strategies to personalize retention efforts based on loan tenure, interest rate trends, and competitive market insights
- Develop proactive engagement programs, including rate review notifications, refinancing advisory, and loyalty incentives, to prevent customer churn
- Collaborate with Product, Props and Marketing teams to implement campaigns to drive portfolio growth
- Relationship Management & Stakeholder Engagement
- Act as the main liaison between strategic partners and internal teams
- Engage with property developers, real estate professionals, and financial intermediaries to maintain strong long-term relationships
- Work closely with the sales & retention team to provide guidance, best practices, and insights for portfolio growth efforts
- Market Insights, Analytics & Competitive Strategy
- Monitor competitor mortgage pricing, refinancing trends, and market movements to refine acquisition and retention strategies
- Analyse portfolio performance metrics, including repricing rates, customer tenure, and churn patterns, to improve retention initiatives
- Leverage customer behaviour insights and CRM tools to recommend proactive customer engagement strategies
- Performance Monitoring & Optimization
- Track and analyse partnership ROI, including lead conversions, revenue impact, and cost efficiency
- Ensure key performance metrics (KPIs) for retention, such as retention rate and refinancing conversions are met
- Work with risk and compliance teams to ensure adherence to regulatory requirements in all business alliance and retention strategies
- Strong networking abilities with an existing ecosystem of partners in the mortgage and real estate industry
- Deep understanding of mortgage lifecycle management, including refinancing, repricing, and customer retention strategies
- Proven ability to lead cross-functional teams with a hybrid reporting structure (sales, partnerships, and portfolio retention)
- Strong data-driven decision-making skills with experience in CRM, analytics, and digital engagement tools
- Excellent negotiation, communication, and stakeholder management skills
- Strategic Partnerships & Business Development
- Identify, develop, and manage strategic alliances with property developers, real estate agencies, mortgage brokers, and digital platforms to increase mortgage referrals
- Establish partnerships with fintech, proptech, and alternative lending platforms to enhance digital acquisition
- Drive co-branded initiatives, joint promotions, and strategic collaborations to optimize lead generation
- Ensure alignment with internal underwriting, risk, and operations teams for seamless execution of partnership strategies
- Portfolio Strategy
- Work closely with Sales and Retention Team Head to enhance both acquisition and retention strategies, ensuring high customer satisfaction, conversion and reduced attrition
- Oversee customer segmentation strategies to personalize retention efforts based on loan tenure, interest rate trends, and competitive market insights
- Develop proactive engagement programs, including rate review notifications, refinancing advisory, and loyalty incentives, to prevent customer churn
- Collaborate with Product, Props and Marketing teams to implement campaigns to drive portfolio growth
- Relationship Management & Stakeholder Engagement
- Act as the main liaison between strategic partners and internal teams
- Engage with property developers, real estate professionals, and financial intermediaries to maintain strong long-term relationships
- Work closely with the sales & retention team to provide guidance, best practices, and insights for portfolio growth efforts
- Market Insights, Analytics & Competitive Strategy
- Monitor competitor mortgage pricing, refinancing trends, and market movements to refine acquisition and retention strategies
- Analyse portfolio performance metrics, including repricing rates, customer tenure, and churn patterns, to improve retention initiatives
- Leverage customer behaviour insights and CRM tools to recommend proactive customer engagement strategies
- Performance Monitoring & Optimization
- Track and analyse partnership ROI, including lead conversions, revenue impact, and cost efficiency
- Ensure key performance metrics (KPIs) for retention, such as retention rate and refinancing conversions are met
- Work with risk and compliance teams to ensure adherence to regulatory requirements in all business alliance and retention strategies
- Strong networking abilities with an existing ecosystem of partners in the mortgage and real estate industry
- Deep understanding of mortgage lifecycle management, including refinancing, repricing, and customer retention strategies
- Proven ability to lead cross-functional teams with a hybrid reporting structure (sales, partnerships, and portfolio retention)
- Strong data-driven decision-making skills with experience in CRM, analytics, and digital engagement tools
- Excellent negotiation, communication, and stakeholder management skills