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Business Development Manager (Sales / New Account / 5 Days / SME Loans)

Salary undisclosed

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• Basic UP$4000 + Allowances + Commission


• Company located at Chinatown


• Walking distance from Chinatown MRT


• Well Established Wealth Management Company


• Working hours: 9:30am – 6.30pm (Monday – Friday)


• Variable Bonus + Excellent Welfare & Benefits

Job Scope

• Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.

• Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.

• Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.

• Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.

• Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.

• Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.

• Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.

• Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.

• Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.

• Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.

• Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.

Requirement

• Diploma / Degree in Business Studies, Finance, Banking, Economics Commerce, or any other relevant education

• 3 - 5 years of relevant working experience in loan sales / relationship management

• Experience in evaluating loan applications and assessing credit risk will be an advantage

• Familiar with industry regulations and compliance standards will be an advantage

Candidates are encouraged to apply this position via Apply Now button with the following information in the resume:

• Work experiences and job responsibilities

• Current and Expected salary

• Reason for leaving

• Date of availability

• Education background

We regret that only shortlisted candidates will be contacted.

SIM BEI NA (R22111637)

EA Recruitment Pte Ltd

EA License No: 21C0492