Business Analyst, Credit Risk

An established regional wholesale bank is seeking an experienced Business Analyst to join their Credit Risk team, working closely with the front office.

The ideal candidate will have a strong background in credit risk management and data analysis, with the ability to transform complex data into actionable insights to support risk decision-making processes. As a Business Analyst, you will be responsible for evaluating and improving credit risk strategies, developing reports, and ensuring compliance with regulatory requirements.

Key Responsibilities:

Risk Analysis and Reporting:

• Analyze credit risk data to identify trends, patterns, and potential risk areas.
• Develop and maintain regular risk reports and dashboards for senior management.
• Conduct ad-hoc analysis to support decision-making and strategic planning.

Data Management:

• Gather, validate, and manage data from various sources to ensure accuracy and completeness.
• Collaborate with IT and data teams to enhance data infrastructure and improve reporting tools.

Credit Risk Strategy:

• Support the development and implementation of credit risk models and strategies.
• Assess the effectiveness of existing credit risk policies and recommend improvements.
• Monitor and report on key risk indicators and exposure levels.

Compliance and Documentation:

• Ensure all credit risk processes adhere to regulatory requirements and internal policies.
• Document methodologies, procedures, and controls related to credit risk management.

Stakeholder Communication:

• Work closely with risk management, credit, and finance teams to understand risk factors and requirements.
• Present findings and recommendations to stakeholders in a clear and concise manner.

Project Management:

• Lead or participate in projects aimed at enhancing credit risk management practices.
• Manage project timelines, deliverables, and stakeholder expectations.

Qualifications:

• Education: Bachelor’s degree in Finance, Economics, Business Administration, or related field. Advanced degree or professional certification (e.g., CFA, FRM) is a plus.
• Experience: Minimum of 5 years of experience in credit risk analysis within the banking industry.
• Skills:
• Knowledge of credit risk management principles and regulatory requirement within a bank.
• Proficiency in data analysis and visualization tools (e.g., SQL, Excel, Tableau, Power BI).
• Strong analytical and problem-solving skills with a keen attention to details
• Excellent communication skills with the ability to present complex information clearly.
• Ability to work independently and manage multiple priorities in a fast-paced environment.

Preferred:

• Experience with credit risk modeling and statistical analysis.
• Familiarity with banking regulations and compliance standards.
• Due to internal requirements, only Singaporean citizens or PRs may apply.